Save Money on Healthcare

A Buyer’s Guide – Pivot Health

Step 1: Understand What’s Most Important to You What kind of benefits are you looking for? Are you going to the doctor a lot? Looking for a safety net? Protection in case of accidents or emergency? Do you need Rx drug card and copay benefits? How long would you want coverage for? Step 2: Choose […] Read more

Predicting Future Health Insurance Trends

The November 2018 election results will undoubtedly bring new opportunities to the individual health space. Voter turnout was at a record high which shows consumers are very engaged. Thirty-six percent of eligible voters voted in the 2014 mid-term election and 113 million voted in this mid-term election, that’s nearly 50% of all eligible voters. Health care was […] Read more

When You Can’t Get Medicaid And Can’t Afford Obamacare

Caught in the middle? If you are like millions of other Americans, you do not qualify for Medicaid, but you also can’t afford Obamacare. With or without an individual mandate that requires you to purchase health insurance, you know that you and your family really should have insurance protection. You need it to protect your […] Read more

Lost Your Obamacare Subsidy? Consider Affordable Alternative Insurance Options

The U.S. economy posted a 3% growth rate for the third quarter of 2017, marking the first time in three years that the economy grew 3% or more in back-to-back quarters, according to the Commerce Department. Economists had expected an economic slowdown, accounting for significant property damage and job losses resulting from Hurricanes Harvey, Irma […] Read more

5 Reasons to Use Telemedicine

Telemedicine is any two-way communication between a patient and a health care provider using audio and/or video technology. There are many solid reasons to use telemedicine for yourself and your family. This technology is available now to most people. If you are not already using telemedicine, you should consider it. At Pivot Health, low-cost telemedicine […] Read more

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Health Insurance for Individuals Who Don’t Qualify for Medicaid

There is a serious gap in our nation’s health insurance safety net: millions of people with low income who cannot afford Obamacare and don’t qualify for Medicaid. If you are one of these people, you may already know that this is a tough position. You are caught in the middle. You do not qualify for […] Read more

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Understanding Your Health Insurance Company’s Explanation of Benefits (EOB) Statement

Remember the last time you received health care services? Following your visit, you or your provider sent a claim to your short term health or major medical insurance company and waited for it to be processed. A short time later, you received an Explanation of Benefits (EOB) statement from your major or short term medical insurance […] Read more

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Short Term Health Insurance or COBRA?

These days, the high costs of health care make medical insurance an important part of your financial security. That’s why losing your health care coverage – even if for just a short time – can be a daunting prospect. Is Short Term Health Insurance Right For You? You’ll want to know available options for bridging […] Read more

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Best Health Insurance Options for Millennials

When the Patient Protection and Affordable Care Act (ACA) – often referred to as Obamacare – was passed in 2010, one of the key factors to ensuring the program’s success was the participation of millennials. As a rule, younger adults tend to be healthier and require fewer health care services. Their participation is needed to […] Read more

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What’s Next for Health Insurance in 2017?

The 2016 presidential election illustrated how deeply divided Americans are on many economic, environmental, and social issues. Some of the most intense debates during the election season centered around health care in the United States, with presidential party nominees arguing over what, if anything, should be done about Obamacare. Short Term Health Insurance – An […] Read more

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