health insurance

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Predicting Future Health Insurance Trends

The November 2018 election results will undoubtedly bring new opportunities to the individual health space. Voter turnout was at a record high which shows consumers are very engaged. Thirty-six percent of eligible voters voted in the 2014 mid-term election and 113 million voted in this mid-term election, that’s nearly 50% of all eligible voters. Health care was […] Read more

Growing Trend: Short Term Health Insurance

Every year health insurance costs increase, and many times insurance plan deductibles also rise at the same time, hitting consumers with a financial double-whammy on their annual health care expenses. But a growing trend in the health insurance space is purchasing alternative insurance like short term health insurance. How popular are short term health plans and […] Read more

Losing Medicaid Benefits? Short Term Medical Is an Affordable Coverage Alternative

Republicans in the Senate recently unveiled their health care legislation to replace Obamacare. Dubbed the Better Care Reconciliation Act (BCRA), the Senate bill changes or eliminates many Obamacare provisions. The bill’s provisions for phasing out federal funding for Obamacare’s Medicaid expansion, and changing the federal government’s funding structure for Medicaid, have many Medicaid recipients concerned. […] Read more

Unpaid Premiums on Your Obamacare Coverage? Maybe It’s Time to Consider Short Term Medical

Despite all the hype coming out of Washington about repealing and replacing Obamacare with the new Trumpcare plan, the federal government continues to operate as if the Affordable Care Act (ACA) will remain the law of the land in 2018. Case in point: the Centers for Medicare and Medicaid Services (CMS) recently updated rules for […] Read more

Donald Trump standing in front of a large American flag

How Will My Individual Health Insurance Change Under President-Elect Trump?

In one of the most embattled elections in recent history, Donald Trump beat out Hillary Clinton for the White House to become the future 45th president of the United States. Determined to stay committed to his campaign promises, president-elect Trump released a list of what he will attempt to accomplish during his first 100 days […] Read more

What Is the Penalty for Not Having a Health Insurance Plan?

Editors Note: Effective October 2, 2018, the federal penalty for not having an ACA-mandated health insurance plan was eliminated beginning in 2019. In addition, the administration rolled back coverage duration limitations, allowing individuals to purchase short term health insurance plans for up to 364-days of coverage. However, coverage duration periods can be limited to shorter […] Read more

Health Care Quiz: Do You Understand How Health Plans Work?

Think you know how your health insurance works? In 2013 the Urban Institute Policy Center studied public understanding of basic health insurance concepts in its Health Reform Monitoring Survey. It found that a majority of Americans (more than 50%) felt confident they understood typical insurance terms, such as “deductible” or “copayment.” Yet, overall, less than […] Read more

Beginner’s Guide to Buying Health Insurance

The open enrollment period for buying health insurance is just a few months away, and brushing up on the basics can help ease the pain of buying a health insurance plan for the first time, or shopping for a new plan that fits your needs better than existing coverage. The average American’s shopping confidence when […] Read more

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