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You are Moments Away from Coverage
Answer the following questions to check your eligibility
Answer the following questions and we will tell you instantly if you are approved.
Notice: Genetic information, receipt of genetic services or refusal to submit to a genetic test may not be used to terminate, cancel, limit, or deny coverage or establish differentials in premiums.
The answers you provide apply to you as well as your spouse (if applicable) and dependents (if applicable) applying for coverage. If you are applying for coverage to include your spouse, he/she must also agree with the answers provided.
Get Started on Your Online Application
Answer the following questions to check your eligibility
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act.
This Fixed Benefit Medical policy cannot be purchased
if you also have any of the following coverages:
Medicaid, Limited Benefit Indemnity, Medicare Supplement,
Medicare Advantage (also called Medicare Part C).
Medical plans underwritten by Companion Life Insurance Company.North River Insurance Company.Pan-American Life Insurance Company.
ACA enrollment availability varies by state. Short-term health insurance can be purchased at any time.
IMPORTANT NOTICE ABOUT SHORT-TERM PLANS:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
Limited Benefits-Please read your Certificate carefully
Coverage is non-renewable short term limited duration insurance and will not be renewed at the end of the coverage period.
This is a brief description of coverage provided under the Certificate of Insurance and is subject to the terms, conditions, limitations and exclusions of the Certificate of Insurance. Please see the Certificate of Insurance for complete details. Coverage may vary or may not be available in all states. Plans are underwritten by The North River Insurance Company, Eatontown, NJ. The insurance described in this document provides limited benefits. Limited benefit plans are insurance products with reduced benefits intended to help supplement comprehensive health insurance plans. The insurance coverage is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, the insurance coverage is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
ACA enrollment availability varies by state. Short-term health insurance can be purchased at any time.
IMPORTANT NOTICE ABOUT SHORT-TERM PLANS:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to this plan effective date.
ACA enrollment availability varies by state. Short-term health insurance can be purchased at any time.
IMPORTANT NOTICE ABOUT SHORT-TERM PLANS:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to this plan effective date.
If you experience difficulty accessing our website or require help with functionality please dial
About Website Accessibility:
If you are experiencing difficulty accessing our website content or require help with site functionality, please use one of the contact methods below.
For assistance with Medicare plans dial 888-391-5203
For other plans please dial 888-380-0672
This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to this plan effective date.
Dental and Vision Plans
Dental and vision products are underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN, and In New York by Renaissance Life & Health Insurance Company of New York, Binghamton, NY. Both companies may be reached at P.O. Box 1596, Indianapolis, IN 46206. Products may not be available in all states.
Supplemental Insurance Plan
Insurance benefits are underwritten by Fidelity Security Life Insurance Company ® , Kansas City, MO 64111. Insurance benefits are not available in all states. Some insurance benefits, exclusions and limitations may vary by state. Policy No. AC-26; Form No. M-3044. Discounts are non-insurance benefits.
Underwritten by Standard Life and Accident Insurance Company.
Plans offered are fixed benefit health coverage and are not intended to cover all medical expenses. This is not a major medical or comprehensive health policy. Benefits vary by state.
These plans are not qualifying health coverage ("minimum essential coverage") that satisfies the health coverage required of the Affordable Care Act.
This is not a Medicare supplement policy.
Dental and Vision Plans
Dental and vision products are underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN, and In New York by Renaissance Life & Health Insurance Company of New York, Binghamton, NY. Both companies may be reached at P.O. Box 1596, Indianapolis, IN 46206. Products may not be available in all states.
Important information about Latitude benefits
- Plan benefits – Communicating for America, Inc. membership plans include both insurance and non-insurance benefits. Insurance benefits terminate at age 65. Non-insurance benefits continue until membership is terminated by member. Review the Plan Details and Certificate of Insurance for full details.
- Paperless fulfillment – Your important documents, including Certificate of Insurance, can be downloaded by you at the conclusion of enrollment. If you wish to have your membership benefits including your Certificate of Insurance mailed to you, contact Communicating for America.
Insurance benefits are underwritten by Fidelity Security Life Insurance Company ® , Kansas City, MO 64111. Insurance benefits are not available in all states. Some insurance benefits, exclusions and limitations may vary by state. Policy No. AC-26; Form No. M-3044. Discounts are non-insurance benefits.
Communicating for America is a national non-profit advocacy organization that supports affordable healthcare for all Americans. Since 1972, more than 100,000 consumers have trusted CA to help them find affordable health insurance and GAP plans to stretch their healthcare dollar while advocating on their behalf with insurance companies, regulators and lawmakers.
If you experience difficulty accessing our website or require help with functionality please dial
About Website Accessibility:
If you are experiencing difficulty accessing our website content or require help with site functionality, please use one of the contact methods below.
For assistance with Medicare plans dial 888-391-5203
For other plans please dial 888-380-0672
