Short-termhealth
insurance
when
youneedcoverage
right now.
Flexible plans for your evolving needs.
Quick and hassle-free enrollment process
Access to a broad range of healthcare plans
Insurance to fit your lifestyle
Start by adding your zip code
Availability of plans and policy duration varies by state
The plans offered on Pivot Health do NOT meet the essential benefit requirements of the Affordable Care Act.
Short-term, limited-duration health insurance can fill a coverage need for individuals in unique situations.
Uninsured
College students
Graduating young adults
Aging off parent's plan
Part-time employees
People in an employer waiting-period
Self-employed contract workers
Early retirees under 65
Those who are COBRA-eligible
Why short term health?
Short-term health is temporary insurance designed to bridge gaps in coverage for individuals who are in transition or still trying to figure out the next steps in life.
20 million
Nearly 20 million people were enrolled in college in 2023.
73.3 million
73.3 million Americans are working in the “gig economy.”
23%
Roughly 25% of older workers retire between 60-64.
27.1 million
There are 27.1 million small businesses owners (without employees) in the U.S.
- “U.S. College Enrollment and Forecast 1965-2030.” Statista, June 2, 2023.
- “Shifting Terrain: The Evolving Landscape of the American Workforce in the Gig Economy Era.” WSAV, December 28, 2023.
- “Retirement Trends in United States, 2000-2022.” Congressional Research Service, June 27, 2022.
- “Understanding the Self-Employed in the United States.” Center for American Progress, September 28, 2023
Policies include flexibility to meet your needs
Plans range from 30 days to up to 364 days and can have consecutive-year options.
Preventive and wellness services are offered on all plans.
Doctor and Urgent Care office visit copays available.
Free and unlimited telemedicine.
Prescription drug benefits and discounts.
All-access provider network for most plans, meaning you can see any provider or visit any facility.
National networks on select plans.
Easy online enrollment in less than 5 minutes.
Available next-day.
Speak to an agent
Talk to an insurance agent today
Learn more about the different types of insurance and get a quote for your specific needs.
9am-6pm EST Monday - Friday
10am-4pm EST Saturday - Sunday
Empowering health coverage at every life turn.
PivotHealth.com is the website domain of PivotHealth Holdings, LLC (Pivot Health),a wholly-owned subsidiary of HealthCare, Inc. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of insurance.
Pivot Health develops and markets a portfolio of proprietary health insurance and supplemental insurance products under the Pivot Health brand in addition to serving as a licensed broker under PivotHealth Holdings, LLC. Pivot Health may earn revenue for clicks, calls and insurance applications generated, and may be compensated by its advertisers for sponsorship. Compensation may impact where and in what order insurance products appear. Pivot Health’s platforms do not include all health insurance companies or all available insurance products.
If you are experiencing difficulty accessing our website content or require help with site functionality, please use one of the contact methods below.
For assistance with Medicare plans dial 844-231-3417
For other plans please dial 866-967-3416
