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  • Demographics

Let’s Get Started With Your Quote

We’ve Got 37 Coverage Options for Your State

Welcome to Pivot Health.
Find affordable, flexible health insurance for Your State

Get actual online quotes on our short-term health insurance plans
where you can enroll online in less than 10 minutes.

Your Location

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Speak with a licensed insurance agent about how to secure your coverage.

We’ve Got 37 Coverage Options for Your State

You (contracting adult)

A parent/custodian/guardian must sign on behalf of an applicant under 18 years of age.

We'll use your birthday only to to get accurate pricing for our plans.


It’ll be friendlier calling you by your name throughout this quote. Plus, it’ll help identify who’s being covered.

Used to send you a copy of your quotes, and helps us help you more.

Covering Anyone Else?

Your Coverage

You can apply for 180 days of coverage or up to 364 days, depending on your coverage needs. State-specific regulations may apply. How Long Can a Short Term Medical Plan Cover Me?

Pivot Health offers an array of coverage durations that allow you to select the best option for your particular life situation.

Policy duration varies by state availability.

You can always adjust the duration after seeing plans. Longer coverage will cost a little more, but will guarantee coverage for longer. Policy duration varies by state availability.

Affordable, flexible coverage.
See any doctor- No networks
Insurance company rated A+ by A.M. best.
Discounts on prescription drugs nationwide.

Our medical plans are issued through Companion Life Insurance Company

Companion life insurance

*Companion Life Insurance Company is rated A+ (Excellent) by A,M. Best Company, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating).

Insurance that is flexible

You make changes in your life, so it’s important to have health insurance products that are on your terms, provide important benefits, and let you build your own plan from a little coverage to a lot.

Coverage in 10 minutes or less

What takes 10 minutes? Taking a shower, paying the bills or signing up for a Pivot Health insurance plan. We’ll have you on your way in no time with our quick and easy enrollment process.

The biggest bang for your buck

Plans start at just $2/day or less. Affordable health insurance coverage can help you avoid hardship while providing your family an economical solution. Plus, all Pivot Health products come with wellness extras that save you money.

What Our Customers Think of Us

This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your Policy/Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.

These plans have pre-existing limitation provisions that may prevent coverage from applying to medical conditions that existed prior to the plan effective date.