Supplemental Health Insurance

Supplemental Insurance – Supporting Your Medical Cost-Sharing Plan

Medical cost-sharing groups, also called health-sharing ministries, have been in existence for more than 30 years.  For members of these groups, sharing health care costs with other members who hold similar faith and lifestyle values, especially when paired with an affordable supplemental insurance plan, can be a reasonable alternative to purchasing traditional major medical health […] Read more

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How to Stay Active During the Winter Months

In many parts of our country, winter means chilly weather. And while it’s perfectly normal to stay indoors where it’s warm during this icy season, you shouldn’t neglect your body’s need for daily exercise. After all, the best way to stay healthy, feel good, and keep your immune system in top shape is to stay […] Read more

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Which Health Insurance Plan is Right for You?

Are you among the millions of Americans who are in the market for health insurance coverage? If you’ve already started researching your options, you’ve probably come across insurance terminology such as short term medical insurance, supplemental health insurance, fixed indemnity, major medical and private insurance plans. But what distinguishes these plans from one another? And […] Read more

Boost Your Financial Health By Protecting Against Costly Health Emergencies

In this post we’ll outline how supplemental health insurance can provide coverage for the financial gaps in your existing health plan. There’s no denying that most Americans are feeling the pinch of high health insurance coverage costs. A recent study showed that since the passage of the Affordable Care Act (ACA) in 2010, the median […] Read more

How Will You Pay Your Health Plan Deductible When They Want Money Up Front?

High deductible health insurance saves you money on your monthly premium cost. We all know this is true. However, when you actually need serious medical care and the doctor, hospital or outpatient surgery center demands payment or a payment guarantee from you for your part of the cost—BEFORE they will provide treatment—what will you do? […] Read more

3 Ways to Know You Need Supplemental Health Insurance

So, you have health insurance—either through your employer or an individual insurance plan you purchased. You think you’re all set, right? Think again. Many people have felt protected by doing solely that one step you have completed—enrolled in a health insurance plan. But, have you looked closely at your health insurance plan? Do you know […] Read more

Don’t Avoid Seeing a Doctor Because of High Deductible

For some across the nation, the Affordable Care Act rendered medical care less affordable. How did this result come to be? When you combine the cost of the health insurance with the expenses that consumers still have to pay themselves, i.e., premiums, deductibles, coinsurance, etc., many people do not see an immediate benefit through their […] Read more

How Supplemental Health Insurance Works

As the cost of health insurance and medical deductibles continue to rise, more and more people are looking for alternative ways to save money on their health insurance plans. Choosing the lowest cost health insurance plan can be risky because the lower the cost, the less amount of coverage you have. What if the unexpected […] Read more

How to Live with High Deductible Health Insurance—7 Tips to Help

Health care and the health insurance industry have changed a lot in recent years, and consumers are paying the bill, literally, for these changes. There have been two big factors that are making health care and health insurance costlier for consumers year after year:   new regulations that have pushed deductibles higher on health insurance […] Read more

When You Regret Buying That High Deductible Plan

Financial freedom to many means being able to afford a mortgage, a car payment, daycare, groceries, and health insurance for the family. But it doesn’t always include being able to afford healthcare or paying medical bills. When you have a high deductible, the first several thousand dollars is your responsibility before your health insurance plan […] Read more

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