Short Term Medical

Predicting Future Health Insurance Trends

Last month’s election results will undoubtedly bring new opportunities to the individual health space. Voter turnout was at a record high which shows consumers are very engaged. Thirty-six percent of eligible voters voted in the 2014 mid-term election and 113 million voted in this mid-term election, that’s nearly 50% of all eligible voters. Health care was the […] Read more

Growing Trend: Short Term Health Insurance

Every year health insurance costs increase, and many times insurance plan deductibles also rise at the same time, hitting consumers with a financial double-whammy on their annual health care expenses. But a growing trend in the health insurance space that is saving consumers thousands when purchasing their own health insurance is short term health insurance. […] Read more

Debunking Myths About Short Term Health Insurance

Last week the Trump administration announced it was proposing rolling back an Obamacare rule, allowing short term health insurance plans, also known as temporary plans, to extend coverage to 364 days instead of the current 90-day limitation on policies. Health and Human Services (HHS) Secretary Alex Azar lauded the move by the administration saying, “Americans […] Read more

Short Term Health Plan Coverage in a Growing Gig Economy

These days, individuals are increasingly turning to self-employment, freelance jobs, consulting and contract employment opportunities, contributing to a gig economy that experts say is now growing at a faster pace than the traditional employment market. Prevalent among millennials and baby boomers, gig employment offers workers the freedom to pursue their passions and interests, the flexibility […] Read more

Insurance Options for Health Care Access in Rural Areas

It probably comes as no surprise that studies show rural areas of the United States have fewer health care providers. For the 20 percent of Americans living in these locations, this often means that they must travel substantial distances to access health care services, as well as often have long wait times when trying to […] Read more

College Students + Short Term Medical = Smart Insurance Option

The annual rite of packing for school is here for millions of college students. In addition to computers, calculators, notebooks and other treasures, one of the most valuable assets that a student can bring to school is health insurance coverage. If you’re like many parents, you probably assume that you should just keep your college […] Read more

Losing Medicaid Benefits? Short Term Medical Is an Affordable Coverage Alternative

Republicans in the Senate recently unveiled their health care legislation to replace Obamacare. Dubbed the Better Care Reconciliation Act (BCRA), the Senate bill changes or eliminates many Obamacare provisions. The bill’s provisions for phasing out federal funding for Obamacare’s Medicaid expansion, and changing the federal government’s funding structure for Medicaid, have many Medicaid recipients concerned. […] Read more

Unpaid Premiums on Your Obamacare Coverage? Maybe It’s Time to Consider Short Term Medical

Despite all the hype coming out of Washington about repealing and replacing Obamacare with the new Trumpcare plan, the federal government continues to operate as if the Affordable Care Act (ACA) will remain the law of the land in 2018. Case in point: the Centers for Medicare and Medicaid Services (CMS) recently updated rules for […] Read more

Fewer Insurance Company Choices for Exchange Enrollees in 2018

Whether you’re a news junkie or just catch up on headlines occasionally, chances are good that you’re aware several health insurance companies have already announced their intent to withdraw from the Obamacare exchanges in 2018. For states which already had just a few participating exchange insurers, thousands of people are now asking, “what are my […] Read more

On the Horizon in 2018: Higher Premiums, Narrower Provider Networks and Limited Plan Choices?

These days, it seems that all the news outlets are speculating about what will happen to the Affordable Care Act (ACA). Failed efforts in Washington to immediately repeal and replace the ACA, as promised by President Trump, continue to fuel uncertainty in the major medical health insurance market. However, even with the legislative unknowns, insurance […] Read more

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