Short Term Medical

Unpaid Premiums on Your Obamacare Coverage? Maybe It’s Time to Consider Short Term Medical

Despite all the hype coming out of Washington about repealing and replacing Obamacare with the new Trumpcare plan, the federal government continues to operate as if the Affordable Care Act (ACA) will remain the law of the land in 2018. Case in point: the Centers for Medicare and Medicaid Services (CMS) recently updated rules for […] Read more

Fewer Insurance Company Choices for Exchange Enrollees in 2018

Whether you’re a news junkie or just catch up on headlines occasionally, chances are good that you’re aware several health insurance companies have already announced their intent to withdraw from the Obamacare exchanges in 2018. For states which already had just a few participating exchange insurers, thousands of people are now asking, “what are my […] Read more

On the Horizon in 2018: Higher Premiums, Narrower Provider Networks and Limited Plan Choices?

These days, it seems that all the news outlets are speculating about what will happen to the Affordable Care Act (ACA). Failed efforts in Washington to immediately repeal and replace the ACA, as promised by President Trump, continue to fuel uncertainty in the major medical health insurance market. However, even with the legislative unknowns, insurance […] Read more

Three young people walking and talking

Best Health Insurance Options for Millennials

When the Patient Protection and Affordable Care Act (ACA) – often referred to as Obamacare – was passed in 2010, one of the key factors to ensuring the program’s success was the participation of millennials. As a rule, younger adults tend to be healthier and require fewer health care services. Their participation is needed to […] Read more

Health Care Quiz: Do You Understand How Health Plans Work?

Think you know how your health insurance works? In 2013 the Urban Institute Policy Center studied public understanding of basic health insurance concepts in its Health Reform Monitoring Survey. It found that a majority of Americans (more than 50%) felt confident they understood typical insurance terms, such as “deductible” or “copayment.” Yet, overall, less than […] Read more

Beginner’s Guide to Buying Health Insurance

The open enrollment period for buying health insurance is just a few months away, and brushing up on the basics can help ease the pain of buying a health insurance plan for the first time, or shopping for a new plan that fits your needs better than existing coverage. The average American’s shopping confidence when […] Read more

Short Term Health Insurance and the Affordable Care Act

It’s no secret that the world of health insurance can be complex and confusing. After all, its landscape is constantly shifting and reforming in response to changes in law and policy. Here at Pivot Health, we’re dedicated to empowering coverage seekers across the country by providing them with simple and honest answers to all of […] Read more

Why Buy Short Term Health Insurance?

Short term health insurance is a health insurance alternative that fits specific needs of individuals and families who either aren’t quite ready to buy an Obamacare plan or have an immediate need for health insurance coverage in the short term. Just like individual health insurance, short term medical insurance covers doctor visits, hospitalizations, emergency care, […] Read more

Keep Calm And Short Term Health Insurance On

Unemployment, divorce, sudden job loss, aging off a parent’s health insurance plan at 26 – life has a way of throwing curve balls once in a while, which can leave you without health insurance. The stress of finding health coverage, especially when reduced income is a factor, can be unsettling. What many do not realize […] Read more

Pairing Short Term Medical With Supplemental Insurance

If you are healthy and rarely see a doctor, paying for health insurance can seem like a waste of money each month. It’s a nice to have for emergencies, but it eats away your income, especially if you are trying to get ahead on student loan payments or other bills. A 29-year old male living […] Read more

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